AI cost calculator

GitHub Copilot pricing calculator

Copilot now bills chat and agents in GitHub AI Credits: tokens at the model's price, where 1 credit is $0.01. Pro includes 1,500 credits a month, Pro+ 7,000 and Max 20,000. Code completions stay unlimited on paid plans.

Your inputs

Plan

Seats (Business and Enterprise)

Business and Enterprise credits are pooled across the organization.

Model you use most

Agent sessions per day

Agent mode, CLI or cloud agent tasks, each about the size of a Claude Code session.

Chat questions per day

Tokens per chat question (in)

tokens

Your question plus the code Copilot sends as context.

Tokens per chat answer (out)

tokens

Active days per month

Copilot code reviews per month

Code review effort

Use auto model selection (10% off model costs)

Result

$39.00 a month on Copilot Pro+

4,334 AI credits used against 7,000 included. Cheapest individual plan for this work: Copilot Pro.

Agent session on Claude Sonnet 5.5: $0.3636 credits
Chat question: $0.011.4 credits
Credits used per month: 4,334
Credits included: 7,0003,900 base + 3,100 flex
Paid usage past the allowance: $0.00
Total per month: $39.00
Per year: $468

Worked examples

Each row is the calculator run on the inputs shown, with every other input at its default.

Developer	Model	Agent / chat a day	Credits a month	On Pro+
Chat only	Claude Sonnet 5.5	0 / 30	882	$39.00
A little agent work	Claude Sonnet 5.5	2 / 20	2,086	$39.00
Daily agent work	Claude Sonnet 5.5	5 / 20	4,334	$39.00
Daily agent work on GPT-6.1 Terra	GPT-6.1 Terra	5 / 20	2,167	$39.00
Heavy agent work on Opus 5.5	Claude Opus 5.5	15 / 20	23,649	$205
Daily agent work plus 40 reviews	Claude Sonnet 5.5	5 / 20	10,334	$72.34

How it is calculated

Since June 2026 Copilot bills chat, agents, the CLI and code review in GitHub AI Credits. Each interaction is priced by its tokens at the model's per-token rate, and the dollar total is converted to credits at 1 credit = $0.01.

agent session = (cache reads x read price + cache writes x write price + input x input price + output x output price) / 1,000,000 chat question = (input x input price + output x output price) / 1,000,000 credits = (agent sessions + chat questions) x days x (0.9 with auto model selection) / $0.01 + code reviews paid usage = max(0, credits - included credits) x $0.01

Each paid individual plan includes base credits equal to its price (Pro 1,000, Pro+ 3,900, Max 10,000) plus a flex allotment (500, 3,100 and 10,000) that GitHub says may change. Business includes 1,900 credits per seat and Enterprise 3,900, pooled across the organization. Included credits reset on the first day of each month and do not carry over.

A session is Anthropic's example Claude Code session raised by 30% for current tokenizers: about 1.2 million cache reads, 65,000 cache writes, 1,560 input and 6,890 output tokens. Code review uses GitHub's approximate average per review by effort level, excluding Actions minutes. Code completions and next edit suggestions do not use credits.

Questions

How much does GitHub Copilot cost?

Pro is $10 a month, Pro+ $39 and Max $100 for individuals; Business is $19 and Enterprise $39 per seat. Each plan includes AI credits for chat and agents, and you can pay for more at $0.01 per credit.

How many AI credits do Copilot plans include?

Pro includes 1,500 a month (1,000 base plus 500 flex), Pro+ 7,000 and Max 20,000. Business includes 1,900 per seat and Enterprise 3,900 per seat, pooled across the organization.

What uses Copilot AI credits?

Copilot Chat, Copilot CLI, the cloud agent, Spaces, Spark, third-party coding agents and code review. Code completions and next edit suggestions do not.

What happened to premium requests?

Copilot moved from premium requests to token-based AI credits on June 1, 2026. Pro and Pro+ subscribers on existing annual plans who stayed on request-based billing still use premium requests and model multipliers.

Sources

GitHub Docs: Usage-based billing for individuals, checked 2026-10-29
GitHub Docs: Plans for GitHub Copilot, checked 2026-10-29
GitHub Docs: Models and pricing for GitHub Copilot, checked 2026-10-29

Prices and plans change. This page was last checked on 2026-10-29. The data is open: ai-plans.json, llm-prices.json (CC BY 4.0).